2 December 2021

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Instant cash to collect at the post office. Is it possible?

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A loan is not only a way to plug a hole in your budget, but above all it makes your life easier. It is a life-saver when there are unplanned expenses and a way to make bigger investments when there are no savings.

How to arrange a loan?

Before you apply for a loan, you should carefully review the offers. It is good to compare them, because then it is the easiest way to choose a beneficial option for yourself. If you have a low income, it is better to apply for an installment loan, because it increases the chances of meeting the repayment deadlines. The first thing you should do before signing a contract is to read it carefully and check the total amount to be repaid. People who do not have a bank account can apply for a payday loan at a post office. The easiest way to do this is online. For more information on this topic, see the article: Everything you should know about online loans.

Loan to pick up at the post office?

Many retirees and pensioners do not have a bank account. For them, this is the best way to receive a loan. People who have a bailiff attachment on their account also often choose this form of payment. Thanks to this funds will not be seized on account of debts. This is very important in the case of business people as they can regain liquidity. Experts from ratkomat.pl also talk about this form of loan. To withdraw cash at the post office, it is enough to indicate in the loan application that you choose this way of receiving money. A courier delivers the agreement to your home. After signing it he collects it and takes it to the bank. The borrower receives a GIRO cheque from the courier. He can go with it to any post office. GIRO cheque is a fast money transfer. You should take your identity card with you to the post office. Post offices do not charge any commission on payments. Along with the contract the customer receives a repayment schedule, which must be strictly observed. Otherwise you may incur penal interest and collection costs.

GIRO cheques are an easy way to withdraw a loan, but not every bank offers such a possibility. People interested in a loan to be collected at a post office should make sure about this form of payment before signing a contract.

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